Remembering 9/11: Honoring the Past, Embracing Unity

Remembering 9/11: Honoring the Past, Embracing Unity

As we commemorate the anniversary of 9/11, we remember the nearly 3,000 lives tragically lost on that fateful day and honor the selfless heroism of first responders who risked everything. It's a reminder of how, in the face of adversity, humanity can unite across diverse backgrounds. While 9/11 was a day marked by tragedy, it also serves as a beacon of hope, inspiring us to build a future characterized by tolerance, understanding, and cooperation. By embracing these values, we ensure that the lessons of 9/11 endure, honoring the past while striving for a world where extremism and hatred have no…
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This Week Ahead: Mortgage Rates August 28, 2023

This Week Ahead: Mortgage Rates August 28, 2023

This Week Ahead: Mortgage Rates August 28, 2023 If you’re thinking about buying or refinancing a home, you may be wondering how mortgage rates are doing this week. Here’s a summary of what you need to know: Mortgage rates have remained high overall, but if inflation drops later this year, they could go down1. The average for a 30-year fixed rate mortgage was 7.39% on August 25, the highest level in more than two decades2. The Fed resumed rate hikes at its July 26 meeting, and may raise rates again in September to curb inflation3. The median existing-home sales price…
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Navigating the Journey to Your Dream Home: A Tailored Guide

Navigating the Journey to Your Dream Home: A Tailored Guide

I'm Lonny, your dedicated Mortgage Loan Originator, and I'm thrilled to guide you through the array of mortgage options we offer, including Conventional, FHA, Home Refinance, and Home Renovation loans. Each of these options is designed with your unique needs and goals in mind. Let's dive into the details and find the perfect mortgage solution for your homeownership journey. Conventional Loans: Tailored to You When it comes to purchasing a home, the conventional route offers versatility that suits a wide range of situations. With these loans, you'll find competitive interest rates and various term lengths to choose from. If you're…
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Mortgage Rate Projections for the Week – July 24th, 2023

Mortgage Rate Projections for the Week – July 24th, 2023

  The National Association of Home Builders Sees Positive Outlook In July, the National Association of Home Builders (NAHB) reported a one-point gain in home builder confidence, with an index reading of 56. This surpassed analysts' predictions of 57 and also marked a rise from June's reading of 55. The index reading above 50 indicates that most home builders remain confident about the current U.S. housing market conditions. It's worth noting that home builder confidence has been on the rise for the seventh consecutive month. Mixed Component Readings The NAHB's Home Builder Confidence Index had mixed component readings for July.…
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With HomeReady®, you can stop renting and start owning. Buy your home with as little as 3% down payment.

With HomeReady®, you can stop renting and start owning. Buy your home with as little as 3% down payment.

Don't let a high down payment stop you from owning a home. Homeready® program offers you the opportunity to purchase with as little as 3% down. The HomeReady® program is a great option for those looking to become homeowners with a low down payment. With the ability to purchase a home with as little as 3% down, this program can make the dream of homeownership a reality for many. Don't let a high down payment hold you back from owning a home - consider Homeready and take the first step towards your dream home today! Schedule a call with me…
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DSCR Financing Strategies: Unlocking Real Estate Profits for Maximized Returns!

DSCR Financing Strategies: Unlocking Real Estate Profits for Maximized Returns!

Unlocking Real Estate Profits: Maximizing Returns with DSCR Financing Strategies! DSCR loans are a valuable tool for real estate investors who want to maximize their cash flow and returns. By providing flexible financing options that take into account the income potential of a property, DSCR loans can help investors achieve their goals while minimizing risk. Whether you're a seasoned investor or just starting out, exploring the benefits of DSCR loans is a smart move that can pay off in the long run. So why wait? Start researching DSCR loans today and take your real estate investments to the next level!…
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Making Dreams a Reality: Unveiling Loan Opportunities for First-Time Homebuyers

Making Dreams a Reality: Unveiling Loan Opportunities for First-Time Homebuyers

Breaking the Rent Cycle: How Loan Programs Can Help You Become a Homeowner Owning a home is more than just a place to live; it's an investment in your financial future. By taking advantage of loan programs and making the switch from renting to owning, you can start building equity and securing a brighter financial future for you and your family. So what are you waiting for? Start your journey to homeownership today! Schedule a call with me here.
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